Asuransi Jiwa Adalah – Life insurance is a type of insurance that provides protection for financial losses caused by death, or the person can no longer work. For married and married people, life insurance will protect and guarantee the lives of husbands and offspring if she dies.
For example, you are the head of the family and a family support with a child, and the insurance will remove the coverage funds to overcome the necessary costs so that the child and the couple are not displaced if she dies like a nail.
Asuransi Jiwa Adalah
Well, for those of you who still consider that life insurance is an unimportant financial product, you know the first three reasons that make it have life and review insurance:
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If you already have life insurance, life will be calmer. You are even ready to face the worst financial risks. In the same way with its partners and descendants.
Mentally, they will be better prepared and not very devastating if the bone dies. The reason, after death, has some money that can be used to finance all the needs of the rear family.
Everyone’s death is not the same. Some before their death, suffered a long disease. There are also people who suffer from an accident and need treatment, although they finally die. The death process is definitely not required by any small cost. This is where the important role of life insurance.
All the required medical expenses will be overcome by the insurance company so that death does not have a negative impact on the family’s financial. All prepared plans can work without problems after death. The reason, the savings and all the assets were not touched.
Pentingnya Asuransi Jiwa: Melindungi Keluarga Anda Di Daerah Pedesaan
No one can avoid death. Like anything in this world can guess death. For this reason, life insurance has the benefit of family protection if the family spine dies. With the protection of life insurance, the insurance company will exceed all the costs and even the debts it leaves. The insurance is to cover the agreement between the two parties, since the first part is forced to pay contributions, and the second part requires providing complete guarantees for contributions. In Indonesia, there are many types of insurance, they must have heard about many insurance companies in Indonesia.
Well, before buying insurance products, you must know the existing and appropriate type of insurance. People often consider life insurance and health insurance as the same, in fact, these two producers differ. Insurance is useful when we need a sudden cost of the event. Here lies the difference in life insurance and health insurance, that is, the functions and benefits provided to the owner of the document.
Both have a different understanding. The life insurance per definition is an insurance that aims to pay financial costs if the client dies or the total defects caused by accidents. In life insurance, the costs of the quotas will generally be determined in accordance with the age of the insured. The higher the oldest deliveries and vice versa.
While health insurance is an insurance product that provides benefits in the form of financial protection if the owner of the document faces health problems, either in the form of illness or accident. Health insurance will guarantee medical care costs, such as hospital costs of the hospital.
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Health insurance will also cost a doctor, the cost of medicines, leaks and modified surgical costs in the provisions contained in the policy. In fact, some health insurance products provide additional advantages for health insurance, such as outpatient advantages, patient’s internal benefits and dental care benefits.
However, it should be taken into account that each of the insurance products is obtained in different installments and that each insurance company has different policies with each other.
Life insurance and health insurance have different claims. In life insurance, the claim process is carried out by the heirs, when the client dies, the heirs must submit a life insurance claim equipped with their polyhetic in the insurance company. In life insurance, financial losses can be paid to the owner of the document itself if it is an accident or heirs to obtain insurance funds.
Then, the client will receive compensation for the maintenance costs and medicines that insurance has. Payment is the payment of money maintenance costs spent by the client.
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When obtaining life insurance, if there is a disaster or danger, it will provide protection so that your family’s money continues your next life.
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