Asuransi Nasional Adalah – Criteria (one): Altermics, Altermics, professional staff in certain cultural areas or non -governmental organizations in public and private organizations, S2 and S31. How to read the reading here
The balance balance deficit in the insurance sector was expensive for its great value and expands. Financial services also said that in 2024 there is 40.0 percent of the profitable activities that are being carried out abroad.
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This seems like economic loss. Because every year, millions of north -Americans enjoy the work they live abroad.
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On the contrary, paying the insurance sector from abroad is always smaller. It can be translated as excessive dependence on the outside markets. That is, the independence and sovereignty of the domestic industry are so weak.
Do you then have to effectively reduce the payment of a payment deficit for the insurance industry?
It is expected that the strengthening of the national industry with the President of the Presidential Center, which is projected as a 2025 plan, will be in 202529 on the National Development Plan of the National Development Plan for 2025-2029.
The PP allows an insurance fund, pension funds, capital markets. Therefore, actors in these areas will increase literacy, increase in financial products and instruments.
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Indians should continue to use investments, improving management, digital governance when ensuring consumer protection.
The main idea is simple to pressure any payment balance abroad, that is, as much income as possible.
That is, we must consume domestic goods or services and reduce the import of foreign products or services.
This is easy for many sectors, especially the real sector. However, this is not the insurance area, because there is no risk of income (premium) or uncertainty in each unit of income.
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Remember that in the country, in the country, the public does not use the product that does not use the imported product and completely believe the domestic product.
In addition, this initiative depends on the design and ecosystems of industrial, independent, safe and direct ecosystems, to replace foreign systems.
These efforts are the design of key issues, such as provisions, players are in ecosystems, as well as precise and real technology. This principle is valid in various fields or sectors.
Thus, the main aspect of which the internal insurance industry can reduce the payment of the payment deficit balance.
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We don’t have to start steps from scratch. Agres have developed columns, stages and strategic programs and objectives through the roadmap to develop and strengthen Indonesia’s insurance.
If all strategic programs are completed by the road, the insurance industry in Indonesia is the best task of improving electricity and domestic resources. So it can reduce depending on the outer markets.
When time comes, Indonesia industry chains will use insurance and reuse the risk at optimum storage speed, trusting
In the environment, intermediaries also make more effective specialists than buying higher. It is produced by highly qualified (RRHH) and digital digital change, which produce high quality information and the use of digital technology and insurance.
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After strengthening different aspects of the local insurance industry, trying to reduce the insurance reduction balance can be done significantly with the two main insurance strategies.
The first strategy is to increase the level of domestic slaves to achieve the optimum level. This strategy can be done through two mechanisms.
They do not change the risk of running due to the minimum configuration by regulation by OJK 31 / seojkk.1 / 2015.
It is possible if reassurance companies and reassurance companies have large -scale or skills and skills
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(Priority) Optimize domestic capacity by maintaining risks in increasing insurance companies that have issued the policy before distributing it to the distribution program
Second strategy, Indonesia, Indonesia will increase one of the emergency or regionalization centers to increase the benefit from abroad to the national market. This strategy can be performed through the two following mechanisms.
Strengthening of strengthening the domestic recovery of capital perspectives and the ability to improve storage. The trick that is the highest risk of abroad to cover the highest risk of reducing the field from abroad to the country.
Open opportunities to work on the Internet in Indonesia, which also shows a risk of quality from abroad and includes a domestic reward.
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The national plan is able to provide the domestic plan by creating OJK (POJK) № 14 In 2015, it did not achieve its goals. The regulations are expected to reduce the non -payment balance of insurance in response to payments for non -payment of payment, which were more important, more important.
Ever since it was applied, the POJK 14/2015 has been necessary since the height of the country of the country. However, from the available data, the expected results of this provision have not been offered the positive balance.
Instead of maintenance of maintenance companies, which reserves due to anti-election companies, that is, good lines that are usually maintained and worse
This effect is associated with him, which is used on the most popular mechanism of the Indonesian market. Averiewer determines that it can lead to the selection of anticipal. In addition, if the amount
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In conclusion, reducing the payment deficit balance, remember the local Pojk forced companies 14/2015 to maintain or compromise the risk segment that are distributed.
As a result, the effects of the national company’s portfolio of the national company grow rapidly. As with the level of claim. Then there has been an increase in the increase in the cost of recycling premiums that local reorganization companies should pay. As a result, the deficit is even wider.
, Pojk 14/2015 has a direct impact on the renewal of the recreation, which has been detained significantly in the country. This will be further strengthened by the position of national companies.
On the contrary, local IFA restructuring companies increase, so that the risks and risks are faster.
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Instead of trying to improve basic improvement through a strong conversation position, they actually compete between reorganization companies, competitive premiums, commissions or
POJK 14/2015 Lack of reducing the insurance balance, we should not inspect to test another mechanism. The spirit of independence of Fira 14/2015 deserves the development of a new and effective plan to correct domestic errors by correcting errors that occur in the previous plan.
We only call this new plan as optimacy for the National National Plan (Sokn). This new plan mainly seeks to maintain the optimal participation of the transactions companies for the maintenance of others and not national business management and are reegulated.
Mix four main features of the fixed and soluble top of Pojk 14/2015, which are actually parts of high risk. This risk segment must be spread.
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Four of them provide common domestic emergency efforts to collect high quality change, due to a large number of digital numbers.
The risk portfolio segment extends with higher defense through the rehabilitation and reorganization of any insurance company of each insurance company.
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The first names of the National Insurance Day for a growing country and intermediate financial months of the country, Friends of Insurance Insurance Insurance Istanica of 2022.
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