Asuransi Uang Adalah – Yogakarata – Many people are not aware of insurance and property. Even if one of these insurance products can save someone, money and property are disappearing during the disaster.
In the official website of the Financial Services Authority (Warriage), real estate insurance is one of the insurance products that will ensure the loss or loss of real estate owned by the owner of the insurance.
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Similarly, financial insurance will provide compensation or compensation when the money owned by the insured or other exchange is stolen when the company, home or others are stolen. This insurance will replace the risk of losing money, such as unfair employees.
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Like other products, cash insurance and property will provide natural disasters, fire, unrest, theft, robbery or property that has suddenly been damaged without other planning. Simply put, cash insurance and real estate existence is to protect the property owned by someone.
Generally, the benefits of insurance money and property insurance are to prevent the loss of the property of the insurance owner due to an event. This is followed by some benefits of feeling.
Money and real estate insurance will provide protection for buildings or buildings, offices, hotels, factories, shops and other assets. This protection is given to confirm a property owned by a person who has the ability to damage a property owned by a person for various reasons, such as natural disasters, fire and bombs.
If you are an entrepreneur who needs cash deposits in different regions while running a business, it is advisable to obtain cash insurance. If the money is lost, it will pay for insurance as they have stolen or robbed them.
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Some real estate insurance companies also openly provide protection against loss of income from operating. For example, there was a fire when operating running. At that time, of course, income was obtained or lost. The insurance company will replace the burning office space so that business owners will still generate income while waiting for the renovation process to complete.
The insurance company took a lot of risks from various sources and paid the insured, that is, as follows.
Although there are many benefits, but not one of those who, for various reasons, threaten insurance. This is information related to cash insurance and real estate identification. Visit to get other interesting information. There are now different types of products to meet the needs of different types of protection.
From health insurance to animal insurance, there are different scope and benefits of certain types of insurance. Here are some types of insurance that are important to know.
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Life insurance is an insurance product that provides the heirs money for insurance in the case of a client or secured. In addition, some life insurance products also provide coverage at the risk of complete permanent disability, although these coverage is usually included in the cyclist (additional benefits), which requires premium.
Based on the insurance period, life insurance is divided into two types, ie a timetable (timetable), which provides coverage for a certain period and life insurance, which provides coverage for age 99 or 100 years.
Based on the benefits, life insurance is divided into several types, that is, pure life insurance, which provides only the benefits of life insurance, life insurance on the unit that provides the benefits of investments, and the DWIGUNA (Endowment) provides the benefits of savings.
Health insurance is a type of insurance that is the cost of health care due to illness or accident. The main advantages of this insurance include the care of patients and outpatients, as well as additional benefits such as treatment, eye care and tooth care during the delivery process.
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In case of damage to a car or injury, the car protects the car compensation, including crashing or killing, and protects the risk of natural disasters such as floods or unrest, with the necessary premium adjustments.
All car insurance insurance (unanimous): compensation for damage, partial loss and damage caused by theft.
Total loss (also) insurance: providing compensation for total damage that includes damage to more than 75% of the cost of vehicles or damage caused by the theft.
Motorcycle insurance provides compensation for damage or motorcycle damage. Many customers prefer to lose insurance products (TLOS), although there are also insurance options for all risk engines that are less popular.
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Accidents insurance ensures the risk protection caused by external factors. This product is similar to life insurance because the insurance company covers if the death of an insurance company or a complete permanent disability.
If parents feel the risk of death or threat of complete permanent disability, education insurance provides a guarantee for the child’s educational funds. Although this principle is similar to life insurance, this type of insurance insurance is usually given at a stage of child education.
It provides compensation for theft of property, fire or natural disaster or some orgasal events in real estate and property. A police officer usually uses the entire risk base.
Fire insurance focuses on protecting fire extinguishers, including lightning strike, gas explosion or aircraft. The types of fire insurance include PSK, a shelf for calculating returns, floating politics, evaluation policy, value strategy, and value recovery strategy.
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Travel insurance provides protection while traveling for business or holiday purposes, including the risk of loss of accidents, illness, disease or thing. Types of travel insurance, including domestic (domestic) and foreign (foreign), including special insurance for travel to Asia, die and shenjain visas.
Work for business insurance and employee insurance provides business property protection. These benefits include employee health costs, changing dissection between the prohibition and protection of the company’s goods.
It enables financial protection against a project or construction project or project construction, which includes project owners, contractors, workers and machines.
This type of insurance in Indonesia includes the –ball warranty, all risks (ER), the contractor all risk (car), employers’ work and responsibility, and general responsibility.
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The neglect of insurance insurance provides a financial guarantee that causes a third party loss and promotes lawsuits. This product is divided into personal, general and commercial insurance.
Monetary insurance provides protection against the risk of losing money on both routes (sending) and warehouse (committee or strong room) for cash insurance. Monetary insurance types include the amount of cash in savings, cash in transit, cash box at the cash register and cash in ATMs.
Social insurance is a type of compulsory insurance of such insurance, such as BPJS Health for Health Protection, BPJS employment for social security employment, Rahraj for road accidents, as well as PT Taspen and PT ASBI.
Animal insurance provides protection against the liability of accidents, thefts and third parties for pets. Although it is rarely found in Indonesia, but some examples of pets in Simha Pets Insurance, including insurance Sinar MAS and Zuric Insurance insurance insurance, you must be aware of these words. The public is a well -known health insurance, education, older and accidents. However, do you know what other species of other species are rarely known?
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General insurance, which is not widely known, is credit and warranty insurance. What is credit and warranty insurance? Check out the explanation below!
Credit insurance is an insurance that covers lenders due to the risk of loan loss. This means that if the borrower does not pay the loan, the insurance will protect the financial institution.
This is not much different than understanding the warranty insurance. However, a broader, guaranteed insurance failure or non -payment (damage to injury) will ensure the protection of risks for concluding contracts between the two sides.
Credit insurance is for bank or financial institutions that have the opportunity to provide credit to individuals or businesses. Meanwhile, the warranty insurance belongs to the project owner, or is also called Abiley with the contractor or principal with the contractor.
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In providing a loan or continuing a contractual contract, one party may be negligent in fulfilling its responsibilities. For example, apply for a loan for Bank X, then you cannot repay the loan. So, this is where the role of credit insurance can be used.
Financial institutions and bonds can be protected from the failure of the credit insurance contract and the insurance guarantee. This protection ensures that the cost of the costs caused by the failure of the contract is not the result of the insured party.
Insurance offers four types of credit insurance and warranty selected according to requirements. General insurance includes:
Credit insurance in insurance includes two options from which credit insurance is financing. The insurance policy will provide protection to the insured in accordance with the provisions of the shelf. As a borrower, protection is given based on the risk of failure. Alternatively, trade credit insurance. This insurance is for entrepreneurs, so the company is smooth.
Mengenal Wakaf Polis Asuransi
This insurance is as a written agreement between the insurance warranty (insurance) and the headmaster. The contract will ensure that the principal will fulfill the responsibility. Insurance has many insurance products, ie.
This is in the form of a warranty on the bank’s surface guarantee in favor of the headmaster in accordance with the provision of production force. For this product, the bank is provided by the bank with the agreement. Types of Product Protection Warranty provided by insurance are a warranty for sale, a warranty for execution, a pre -payment warranty and a maintenance warranty.
This will be provided by the latter insurance product paid by the warranty party more than detects in accordance with the contract
