Auto Insurance Companies New Jersey – The cheapest New Jersey Automobile Company is Geico, which offers coverage for an average of $ 84 per month or 1, 007 per year. NJM, State Farm, AMICA and Plymouth Rock are the other cheapest New Jersey Automobile Companies.
It is a good idea to compare quotes before buying car insurance. Comparison appointments facilitates accessible rates search and helps avoid paying more than you need.
Auto Insurance Companies New Jersey
Our proprietary classification methodology takes into account multiple factors, including customer satisfaction, cost, financial force and policy offers. See the “Methodology” section for more details.
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AM Best is a global credit rating agency that marks the financial force of insurance companies on a ++ scale (higher) A D (poor).
Using a combination of internal and external rate data, we classify the cost of the premiums of each insurance company on a less expensive scale ($) to the most expensive ($$$$$).
Geico is among our elections for the most important car insurance companies in New Jersey due to its low fees, the comfortable mobile application and the solid customer service.
Geico is the cheapest New Jersey car insurance company and may even be an accessible option if you have a DUI or a speed ticket in your driving record.
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Geico also has a convenient mobile application, which allows you to estimate what it can cost to repair your vehicle before making a claim. Although it is one of the largest insurance companies in the country, Geico receives fewer complaints from its clients than expected.
The average cost of Geico’s car insurance in New Jersey is $ 84 a month or $ 1 $7 a year, which is 55% cheaper than the national average.
NJM, based in Jersey, has some of the best prices and customer service rankings for any car insurance company in New Jersey, as well as coverage accessories such as GAP Insurance.
NJM is the bus insurance company more boats in New Jersey, and you can find cheap car insurance with NJM even if you have a stain driving history or a new driver in your family.
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NJM offers gap insurance, as well as coverage for a trailer or camper, and repair insurance if you drive by Uber, Lyft or a similar company.
The average cost of NJM car insurance in New Jersey is $ 105 per month or 1 dollar, 262 a year, which is 43% cheaper than the state average.
State Farm is another of the cheapest New Jersey car insurance companies and can even be an accessible choice for drivers with stained records. It also has high customer service classifications.
State Farm is one of New Jersey’s cheapest car insurance companies if you have a clean driving history.
Bergen Insurance Group
State Farm also has high customer satisfaction assessments and receives less complaints than the industry average, according to the National Association of Insurance Commissioners.
The average cost of state insurance of agricultural vehicles in New Jersey is $ 123 per month or 1 dollar, 479 per year, which is 34% cheaper than the state average.
AMICA has high claims of complaints satisfaction and does not receive many complaints. It also offers a number of coverage options, although rates are usually close to average.
AMICA is one of the best New Jersey car insurance companies thanks to your customer service. It has a history of high complaints satisfaction classification, according to the annual study of automatic claims satisfaction of J.D. Power, where Amica was the first place in 2023. AMICA also receives less complaints than the expected of customers.
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Another Fortress of Amica is your coverage options, which include gap insurance, full glass coverage, new car replacement coverage, and car insurance coverage.
The average cost of Amica’s car insurance in New Jersey is $ 131 per month or 1 dollar, 568 a year, which is 30% cheaper than the national average.
Plymouth Rock has accessible car insurance in New Jersey if you have a clean driving history or accident and ticket history history. He also receives few complaints from his clients.
Plymouth Rock is cheaper than the average if you have a clean record, and it can also be accessible if you have an accident or a DUI on your log.
Cheap Full Coverage Auto Insurance In New Jersey: Only $74/mo With Geico!
Plymouth Rock is also worth considering due to your solid customer service. Plymouth Rock receives less than the average complaints, according to the National Association of Insurance Commissioners.
The average cost of Plymouth Rock car insurance in New Jersey is $ 132 per month or 1 dollar, 581 a year, which is 29% cheaper than the national average.
The best car insurance company in New Jersey is USAA, which marked the highest in J.D. Power for the Middle Atlantic Region. [1] This survey measures how the region’s insured on customer service, billing, claims and the price of the insurance company feel.
Since the USA is only available if you are affiliated with the military, Erie has the best score of any insurance company available to the general public.
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Adolescents and young drivers pay more for car insurance, because their inexperience behind the wheel means they are more likely to have an accident and file a claim.
Typically, rates for young drivers fall as they approach the age of 25 and at the age of the highest risk group, but if you have just obtained your license or have accidents and violations in your registration, turn 25 may not mean lower fees.
There is no right car insurance company that works for all drivers. Since car insurance costs are based on so many individual factors (your age, driving story, credit score and address), the appropriate car insurance company for you may be different from the best option for your neighbor.
This is why the key to finding your best rates is to buy. It can help you see options for higher car insurance companies, so you can choose the better policy for your needs (and your wallet).
Best And Cheapest Car Insurance In New Jersey For 2025
If you are a high -risk driver with accident or driving violations on your record, the car insurance will be more expensive, there is no way to around. But while it may be difficult to find cheap car insurance without a clean record, it is still possible.
The cheapest New Jersey Automobile Company after a fault is the state farm. On average, the State Farm Car Insurance costs $ 72 a month, or $ 865 a year with an accident on your registration.
A dui or dwi can make car insurance rates go up. Drivers in New Jersey pay an average rate of $ 2, 225 a year for car insurance, but drivers with a DUI pay almost double that, with an average rate of $ 4, 050 a year.
But drivers with a DUI can still save money by comparing budgets from various companies. For example, NJ manufacturers have an average rate for drivers with a $ 1, 620 DUI per year, which is 60% cheaper than the average rate of drivers with a DUI and 37% cheaper than the national average for drivers with a clean driving record.
New Jersey Insurance Insights
A fast ticket can also increase car insurance rates. Nova Jersey drivers with a fast ticket on their record pay an average of $ 3, 214 a year for car insurance, almost 1 $ 000 more than the average drivers rate without a quick ticket.
According to our research, Geico, NJ and State Farm manufacturers had the cheapest average rates for car insurance after a fast ticket in New Jersey.
Having a good credit rating will help keep car insurance costs, while a low credit score means you will pay more for car insurance.
The cheapest car insurance company in your city depends on local factors, including crimes, population density, traffic and congestion, total number of accidents and more. Here are the cheapest car insurance companies in the 10 largest cities in New Jersey.
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New Jersey requires that all drivers have at least a minimum amount of car insurance to legally allow driving. All drivers in New Jersey must have at least the following amounts of coverage:
Standard car insurance policies Vs.: According to New Jersey’s law, drivers can select a “basic” car insurance policy. These policies offer very limited coverage at a small rate, so drivers who can afford to buy the amounts required by law should do so.
New Jersey is a stateless state: this means that each driver’s car insurance pays its medical bills after a car accident, regardless of who is to blame. New Jersey drivers have to have at least a minimum amount of PIP coverage, which is the coverage paid for injuries after an accident.
Drivers in New Jersey could get the cheapest Geico car insurance. NJM, Plymouth Rock and State Farm also offer accessible coverage in New Jersey.
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In New Jersey, drivers pay an average of $ 185 per month for car insurance. This means that coverage in the state is more expensive than the national average cost of car insurance.
New Jersey is a stateless state. This means that drivers have to get a minimum amount of personal injury protection and are limited to the damage they can claim from another driver’s insurance company after an accident. Drivers in New Jersey can get $ 5, 000 000 or $ 15 000 of personal injury
