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Accreditation of the importance of labor protection, entrepreneurs around the world are required to provide extensive health coverage and social security benefits to their employees.
Insurance Health Indonesia
In the context of Indonesia, this responsibility finds its implementation in Badan Panilinggara Jaminan Social (BPJS). Directed by the number 24 of the 2011 law, BPJS is a gateway to a strong social security structure, ensuring that everyone, regardless of their work area, has quality social health and social health programs.
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In this landscape constantly changing, the full understanding of BPJ becomes the need for compliance, but an angular stone to promote resistant and rich labor.
Bidon Panelanggara is a social security organization in Jaminan Social, Short BPJS, Indonesia. BPJ Covers different parts of the population, including public and private employees as well as the general public.
UU The BPJ was ordered by the Indonesia government by the introduction of Nomar 24 Tahun 2011 (Law No. 24 Year 2011). The law is to create a comprehensive social security system known as Jamin Kachetan National (JKN), which ensures that all Indonesian citizens have health services.
In the framework of the health program, those registered in BPJ can receive medical treatment at designated health facilities. The cost of these services is covered by BPJ, and patients only have to pay a small co -consolidation share.
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BPJS offers two types of coverage that aims to protect all members of the society. For companies, your employees should be registered in BPJ.
When it comes to BPJ types, understanding various categories is crucial for individuals and businessmen. One of the most well -known types of BPJS Cachetan, which offers health coverage in the Jaminan Kachetan National (JKN) program.
Established by law. In the 40 national social security system in 2004, BPJS Kachetan ensures that all Indonesian citizens have access to quality health services. To register for this program, people must pay a monthly premium.
In BPJS Cacheton, there are levels of different classes or coverage: Class 1, Class 2 and Class 3. These classes determine the level of features and services that participants can. Class 1 pays attention to the highest level, while Class 3 provides more basic services.
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In addition to regular participants who pay their premiums individually, there are people whose contributions are subtracted by their businessmen from their salaries. This agreement is common for companies where employees receive health insurance benefits as part of their employment package.
All companies must register their employees as members of the BPJS Kachetan. In the future, the Kashetan BPJS premium will be deducted from the salaries of the employees.
BPJS Katinegekerjan, also known as Workers Social Security Agency, is an important institution of Indonesia that offers various social security programs for Indonesia workers. These programs include work accident insurance, death insurance, old age insurance and pension insurance.
The composition of BPJS Katinegekar is bound by law no. 24 of 2011 in social security programs. This law is to protect the formal and non -formal, Indonesian workers well and rights.
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Formal pacharic workers, such as administrators or organizations, and non -foral workers, must contribute to BPJ Katinegaker and social security programs by law.
Companies that do not comply with the rules established by BPJS Katinegekerjan may face sanctions imposed by government rules. 86 of 2013. These restrictions may range from penalties to administrative penalties.
Generally, BPJ. Katinegekarjan plays a crucial role in ensuring that Indonesian workers get success of social security benefits throughout their working life. It provides a safety network for workers in case of accidents or emergency and helps to promote the safe future for all employees.
BPJS Katinegekarjan is a mutual fund, which means that premium is paid by employees and companies. The premium of BPJS Katinegekarjan is as follows:
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Once you understand that BPJS is a significant social security, especially for workers, you also need to know the BPJ guide in Indonesia -to register yourself and your employees.
The registration process in the BPJS program may be oral or offline. However, registration is the most popular option currently because it is more convenient and easier.
Register employees as BPJS Kahatan participants are very easy because they can be deducted online. Here are the steps:
Before continuing with the BPJ Katinegekerjan Register, you must prepare several necessary documents based on your employment status. Employment status is divided into two categories: it formal feces and operates independently.
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If you are an employee in a company, you must send the following requirements when you enroll in BPJS CatinGekerjan:
If you are an independent worker, such as a freelancer or an entrepreneur with no business entity, you must establish an organization with at least 10 members. This is due to the fact that the program needs an organization or business entity.
As businessmen travel through the dynamic landscape of Indonesia’s labor force, the understanding and compliance of the rules of BPJS becomes primary. The comprehensive social security provided by BPJ not only guarantees employees’ health and well, but also establishes a security network for their future. BPJS With Keshatt and BPJS Katinegekerjan, companies can contribute to safer and more resistant work. In essence, accepting BPJ principles and guidelines contributes not only to the success of the companies, but also the general prosperity and the safety of Indonesia labor.
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Mathia UL Liazuli 2, 2025 How to effectively make a remote team in 8 steps is actually working ways to attract, evaluate and maintain the best talent by retaining productivity and culture. Health insurance is becoming more important today, as the cost of care may be over. Health insurance schemes, including government health insurance, private health insurance, as well as employment based health insurance, are available.
Regardless of which insurance POLICY Lisi you choose, you need to make sure -your policy is appropriate for your situation. In more than 500 insurance companies in Indonesia, this article will help you find some Indonesian health insurance.
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The Indonesia government has applied several rules to improve the reach of healthcare access to the poor. One is that the government’s health coverage or BPJ that should be all Indonesian. Rules have been made to ensure that BPJ has for all Indonesia’s health coverage.
Foreigners are not entitled to coverage funded by this government. So, if you plan to move to Indonesia or enjoy your retirement days, you recommend that you get your health insurance for a visa. If you are working in the country, you can ask if you get health insurance as part of your employment contract.
There are many health insurance available in Indonesia. However, private health insurance Indonesia usually offers better services and benefits. If you move and see health insurance in Indonesia, you may consider:
Axa Temple International is one of Indonesia’s largest insurance companies. It offers many more benefits for those who have a lot of mobility among countries, as they are related to a hospital network around the world.
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The premium starts with 3 million IDR per month. It offers a variety of ICUs and hospitalization coverage, as well as visitor costs of specialists and general doctors. The daily assurance of staying in the hospital under this insurance Policy Lisy is $ 100 to $ 230. In the meantime, the annual limit is $ 1.8 million to $ 2.9 million.
Under this health insurance, the premium is less than 400, 000 IDR per month. It covers the hospital’s in -oice ises, as well as the drugs and vitamins without receiving the care of the hospital or outsiders.
The method of moneyless claim also facilitates the process. The mobile app contains policy details, reclaimed records and all the information on the hospital network. So you can always check your insurance at any time and anywhere. Despite the lowest prices, lippo Insurance Health Protection also offers an area of coverage of the world.
You do not need international health insurance if you get protection for the health of life. This is because this insurance also offers a coverage area worldwide through a premium of only 400,000 IDR per month.
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Like lippo, the assured amount is in accordance with the condition of the hospital. It also covers drugs and vitamins without receiving the care of hospitals or outpators. It also provides smooth entrance
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