Mileage Based Car Insurance Malaysia – Evoclub insurance run by Promilej is alleged to offer a revolutionary car insurance for motorists in Malaysia. According to Aurizn Malaysia, which introduced this insurance plan in collaboration with Pacific & Orient Insurance Co. BHD, offers this plan Malaysier flexibility and savings.
As the first mileage-based car insurance plan in Malaysia, the Evoclub insurance, which is run by Promilej, offers consumers as much as 40% savings due to car insurance premiums. It also offers flexibility for motorists to break their annual insurance costs to a maximum of three minor payments without having additional fees.
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With this “Pay as you drive” concept, motorists can start with Plan 1, which offers 40% savings in advance for an awarded mileage of 5,000 km. At the same time, plans offer 2 and 3 20% and 10% savings for 10,000 km and 15,000 km of mileage. For maximum flexibility, consumers can easily upgrade plans by just filling the difference between them. Each policy is allowed at most two top-ups.
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“We are very proud to have this opportunity to cooperate with POI to bring this innovative insurance product to Malaysian motorists and car enthusiasts. First, low -driving route can be made with significant savings on insurance costs, and you can multiply these savings if you own more cars,” said Bobby Ang for Aurizn Malaysia.
“And since this plan offers the flexibility of upgrading between the plans twice a year without having extra cost, consumers can use this to distort their car insurance to a maximum of three payments by only paying the difference between the plans. We feel that these alternatives come in very practical when we navigate the challenges with this pandemic with many of us who now continue to be made, and now, He continued. He continued.
For motorists who exceed the allocated mileage without replenishing, the policy will continue to cover for third party bodily injury or death and injuries to third parties. This ensures that the vehicle continues to get the smallest required by local laws required to remain legal. The benefit (s) to be paid according to eligible certificate/policy/product is (is) protected by PIDM up to limits. See PIDM’s tip brochure or contact Pacific & Orient Insurance Co. Berhad or Pidm (visit https://www.pidm.gov.my/)
Our premium calculator provides only an approximate cost; The final amount may differ in the purchase subject to the information provided.
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We offer a selection of extra benefits to keep you extra safe. For a further premium we cover:
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Promilej offers all the benefits of our extensive plans for less. Based on how far you plan to drive, Promilej will provide savings to keep both you and your wallet safe.
You save between 10% to 40% on your basic premium (including the premium for the optional benefits specified above, if applicable) depending on the promilej plan you choose.
You can buy Promilej by using our mobile application (), visiting our website or by calling our call center.
Yes, but you should note if it is cost -effective for your based on your existing insurance companies in the short term cancellation rate.
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No. You must send a photo of your kilometer reading through our mobile application or online before buying Promilej. Without this, we reserve the right to cancel your policy.
Yes, you can. You should notify us a written message as you wish. Once you have canceled, you can get a refund of your payout which is based on the fact that we retain the usual short -term premium or minimum premium.
If you exceed the distance you have received, don’t worry. Another 500 km is given to you before your policy ends.
If you have exceeded both your assigned distance and the additional 500 km, your vehicle will no longer be covered for loss, damage or other optional benefits. However, the coverage of third party remains unaffected.
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You should replenish your plan before exceeding your limit. This will ensure that you and your vehicle are completely protected on the road.
You can buy a top in the same way you bought policy online, via our app or simply call us. It costs the difference between your current policy and the new one.
For example, if your current plan costs the RM500 and the next plan is the RM800, you will only be charged the RM300.
An additional 500 km is provided to you if you exceed your assigned mileage before the end of your policy.
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If you have exceeded your assigned mileage and your Grace driving distance and you have not filled, you will only be covered for third party bodily injury or death and injuries to third party but not loss or damage to your vehicle due to accident, fire or theft. (For Promilej policies issued after March 19, 2021, optional benefits stated above in 1. The above will not be covered if you have exceeded the allocated mileage and the Grace run distance).
Once coverage has started, you can top to the next level of mileage available or to full mileage by paying an extra premium. A maximum of 2 Top -Ps are allowed. If you fill up the second time, you can only top up to full mileage.
No, you can’t downgrade your plan. You will also not receive a refund or be able to carry your unused mileage to a new plan either.
Do I still get my commission discount of 10% if I use the site or app to buy the policy?
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There will be no device installed on your vehicle to track on your mileage. You are only obliged to submit your current car route upon purchase of the insurance. We will check your mileage again in the event of a claim. We also send regular reminders to check your own mileage.
You can contact our staff at 1-800-88-2121 to submit your kilometer photo one day before your insurance begins. We will then make the necessary changes.
Yes. You can buy the flood or windshield on a premium corresponding to your assigned mileage.
See the policy agreement and product disclosure sheet for the full conditions under this policy. What does a Myvi and a Mercedes have in common? Answer: Both vehicles need valid car insurance to be allowed on the road.
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New or used, local or imported, if you own a car you must have a valid car insurance in order to drive it on the road; It’s as simple as it.
Anyone who tells you something else is either poorly informed or simply does not take into account his own welfare-as well as those around him or her.
In addition, if you do not have a valid car insurance and road tax (these two come hand in hand, you cannot buy or renew one without the other) you may need to fork extra money to pay traffic coming if you are flagged by the police or stopped at a roadblock.
According to the 1987 Road Transport Act, it is mandatory for all car owners in Malaysia to have valid car insurance and road tax, both of which must be renewed on an annual basis.
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However, legal requirements aside, it is also important to have sufficient car insurance for your vehicle so that if something bad happens to it (whether it is a collision, natural disaster or even theft), you can count on your insurance to cover the costs of the repairs – or reimburse.
Based on the research conducted by the Malaysian Institute of Road Safety Research, there were over 400,000 road accidents registered in 2020 alone, of which almost 5,000 were fatal.
This is enough reason to buy an appropriate – and abundant insurance to cover you and your vehicle while on your way.
There are three types of car insurance in the Malaysian market, each unique for their purpose to cover you and/or your vehicle.
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A third -party protection is usually the cheapest among the three offered car insurance protection and the most basic form of car insurance you can have in Malaysia.
Imagine this: It was a rainy night, and you drive home after a late night at work. The road was stylish and suddenly your car slides at a crossroads and you collide to another motorist. With luck you fled undamaged – but the same cannot be said to the person you collided with.
In order to avoid tasting an unreasonable amount of money to pay for their hospital bills-not to mention vehicle repairs, you need at least one car insurance from third parties.
Just as the name implies, covering a third party insurance insurance policy claims against you for bodily injuries
